The Kapital Health & Wellness Plan turns healthcare costs into tax savings, boosting cash flow for you and take-home pay for your employees.
High costs and complexity stop employees from getting care while employers overpay for unused benefits.
skip care because of out-of-pocket costs.
in paperwork and get stuck managing plans.
as employees leave for better benefits.
What if you could save thousands annually through payroll tax reductions and provide premium $0 healthcare benefits without adding new costs or replacing your current plan and broker?
That’s exactly what the Kapital Health & Wellness Plan does.
With us, businesses can…
Seize Innovation, Motivate Employees, and Rule Profitability by leveraging these benefits in
a way that’s compliant, efficient, and impactful.
Finally, a plan that’s effortless for employers and rewarding for employees. From start to finish in under 6 weeks!
Phase 1: Proposal
Allow our experts to share details and benefits.
Provide your payroll data under NDA for us to analyze your savings.
Review your customized proposal with itemized savings and benefits.
Phase 2: Onboarding
Review documents, confirm the details, and sign them to kick off your plan.
We will socialize the benefits to your employees, and address any questions.
Our experts will help setup payroll, and handle plan rollout.
Align with business that chooses Quality
We've designed a benefits solution that is both compliance-backed and easy for employees to use:
No changes to your existing group health insurance plan
$0 net cost to employer or employee
Payroll tax savings for employers ($300–$680 per employee/year)
Higher take-home pay for employees
Fully compliant (IRS Section 125, ACA, HIPAA, ERISA-reviewed)
These aren't just paper benefits…they're a genuine raise in health and income, securing futures for employees and their families while driving real ROI for you.
Peace of mind, anytime access because health starts at home.
24/7 $0 copay Virtual Primary & Urgent Care
Unlimited, free 24/7 Virtual Counseling
$0 generic medications at pharmacies nationwide
Nationwide dental discounts at over 263,000+ clinics
Discounted labs, imaging, and procedures
Discounted vision care with glasses and contacts
Wellness coaching, nutrition & stress management support
Strategic wins boost your bottom line effortlessly. Tax savings at zero cost!
No disruption: Existing benefits remain unchanged
Boost retention & morale: Employees feel valued and supported
Hands-off: We handle compliance, enrollment, and communication
24/7 Concierge: Help is just a call away
Keep your broker: No awkward changes, no broken relationships.
Anytime start: No need to wait for open enrollment windows.
ACA Compliance: MEC plan included to meet ACA compliance
Employers save. Employees stay. Everyone wins!!
Structured under IRC Sections 105, 106, 125, and 213(d).
Reviewed by top ERISA law and accounting firms.
Fully ISO ISMS 27001 & HIPAA compliant
Trusted nationwide. Provide healthcare with net-positive flow.
On average, employers save $600 per employee per year. Employees enjoy higher take-home pay and $0-cost healthcare benefits.
Use our pricing tool to get an estimate annual savings range and total health care savings.
Hear from businesses that have transformed their benefits strategy.
Hear from businesses that have transformed their benefits strategy.
...questions and concerns with exceptional support. I am immensely satisfied with ACA's services—they have enabled our organization to save hundreds of thousands of dollars annually while providing valuable benefits to our employees....
Garza Management Company Houston, TX
...26 other Maaco owners to Kapital Health & wellness and will continue to recommend it to my colleagues. I want to express my gratitude to Virginia for taking the time to educate both me and my employees on this plan—it has been an incredible benefit to my....
Peter Capdeville Owner
...organization, presenting substantial financial benefits, including significant savings in FICA taxes and workers' compensation annually. Moreover, the telehealth benefits… have positioned Affinity Hospice ahead of competitors in the marketplace....
Ariel Joudai, CPA
...I can confidently assert that ACA stands as a premier provider in this domain. Consequently, we are now realizing annual savings exceeding $140,000. Furthermore, the program has been exceedingly well-received by my employees....
Black Tiger Medical Transportation
...The ACA Plan is exceptional in its legal compliance and employer protection, and it has allowed me to save hundreds of thousands of dollars annually in FICA taxes and workers’ compensation premiums. Additionally, it provides my employees access...
Maaco Collision Repair
... My experience with ACA Solutions has been so positive that i've proudly become a referral partner. Within just the first month, I recommended their services to five other businesses and plan to continue spreading the word as widely as possible...
Redwood Assisted Living
...Solutions, my employees now enjoy benefits they have never had before, and I am saving close to $100,000 on FICA and workers' compensation costs. Furthermore, I have become a referral partner for ACA Solutions, referring seven business owners ......
Sunbliss
...instrumental in sustaining our business, allowing us to keep our doors open and retain our employees. Thanks to their program, we are achieving annual savings of over $500,000. After consulting with our CPA and receiving approval, we confidently .....
Safety Net Inc.
Everything you need to know about the Kapital Health & Wellness Plan.
Estimate your annual payroll tax savings with our free calculator and see how participation impacts results. Offer better healthcare and save money — no cost.
Call:
(877) 409-7990
Email:
support@kapitalhw.com
